McCullough & Associates Blog


Aug 02, 2017

Unclaimed Property: Missouri's Largest Lost & Found

The Missouri State Treasurer administers Unclaimed Property for Missouri. Unclaimed Property comes from financial institutions, insurance companies, public agencies and other business entities after there has been no documented transaction or contact with the owner for a statutorily-defined period of time, generally five years. The Treasurer currently holds more than $942 million in unclaimed assets…

Jul 11, 2017

Understanding Medicare

The time may be approaching for you to enjoy the rewards that come with qualifying for Medicare. While this health insurance program does not cover everything, it does help with health care costs for older Americans. We want to ensure you are well-informed on the topic of Medicare and the various parts and choices for coverage and suggest that you have a look at this guide by TransAmerica,

Jun 23, 2017

Four Really Good Reasons to Invest

Forty-eight percent of Americans do not own any stocks or stock-related investments, such as mutual funds, according to a recent Gallup poll.¹

Individuals may cite different reasons for not investing, but with important long-term financial goals, such as retirement, in the balance, the reasons may not be good enough.

Why Invest?

  • Make Money on Your Money

You…

Jun 16, 2017

Should your summer earner open an IRA?

The saying, “it’s never too early to begin saving for retirement,” holds true at any age, even for kids in high school. In fact, if you have teens, the start of the summer job season is a great time to talk to them about starting an IRA. Due to their age, teens are poised to take full advantage of the power of compounding over time. In addition, saving through an IRA can be a valuable tool for educating…

May 04, 2017

2nd Annual Charity Shred Event

Make plans to join us...

2nd Annual Charity Shred Event

benefiting

Apr 13, 2017

Tax Refund Tracking Resources

Are you expecting a tax refund and would like to be able to track it?

The IRS is offering it's "Where's My Refund" tracking tools again this year.  There are two ways you can track your refund:

  • IRS2GO Mobile App (

Feb 21, 2017

Does Your Credit Score Affect Your Insurance Rates?

Most people agree that insurance is a must. But did you know your credit score may affect your rates? We thought you might like to know more.

Does Your Credit Score Affect Your Insurance Rates?

One landmark study found that credit-based insurance scores are used by about 95 percent of all auto and home insurers in calculating the cost of insurance to individuals.¹

While…

Feb 14, 2017

Gun Ownership and Your Homeowners Policy

We thought you might be interested to learn more about insurance for gun owners. Here's an article We found informative.

Gun Ownership and Your Homeowners Policy

If you own a gun, you need to consider whether you are covered in the event the gun is stolen or destroyed and protected against any potential liability should your firearm cause an injury.

Gun ownership is a big…

Feb 07, 2017

What Does Retirement Look Like in 2017?

We thought you might find the following information useful as it explains noteworthy changes to Social Security that both retirees as well as those currently paying into Social Security can expect in 2017.

  • Cost-Of-Living Adjustment – Based on an increase in the Consumer Price Index over the last two years, a Cost-Of-Living Adjustment (or COLA) will be implemented…

Jan 31, 2017

Some States Now Require Driver's License for E-Filing Tax Returns

During this tax filing season, more and more states are requiring tax return preparers to include driver's license numbers (or another form of state-issued identification) for e-filing of tax returns, as a measure to help combat identity and refund theft. Although Missouri has not yet mandated this security feature, it is likely to happen soon as identity and refund theft become more of an…