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Health savings account (HSA) contribution limits for 2021 are increasing by $50 for self-only coverage and $100 for family coverage. That's about a 1.5 percent increase from the 2020 limits. Below are the contribution limits for 2021.
The minimum deductibles and maximum out-of-pocket expenses for the High-Deductible Health Plans (HDHPs) with which HSAs are paired are provided below.
HSA Contribution Limits (Employer + Employee)
Self-only: $3,600
Family: $7,200
HSA Catch-up Contribution (Age 55+)
$1,000
HDHP Minimum Deductibles
Self-only: $1,400
Family: $2,800
HDHP Maximum Out-of-Pocket
Self-only: $7,000
Family: $14,000